Today I'm sharing how I did on one of my February goals- The Wallet Watch. Fails are in red, passes in green. You can see my parameters with notes over here. Though I wasn't particularly successful at not spending, I did pay closer attention to what I was spending on and I kept my grocery budget below $60! Even I was surprised with that one!
The Wallet Watch: Wallet watch lasts from February 1 - February 29. If you wanna know more about it, go here. These are my parameters:
- No more than $50 on take-out/food out, period: Fail. Over by $51.08
Date of Infraction: 2/1/16 (off to an amazing start, no?!)
Location: Coffee shop at work
Item: Coffee
Cost: $2.25
Notes: I forgot my travelers mug of glorious coffee on my kitchen counter at home. My train was delayed by 50 minutes. It was a Monday. Need I say more? It was also some of the worst coffee I've ever tasted, which made it that much worse. Ugh.
Date of Infraction: 2/5/16
Location: Blockheads
Item(s): Dinner/drinks
Cost: $41.00
Notes: My friend came into town unexpectedly for work. Obviously we needed to go out!
Those two would have been okay, but then...
Date of Infraction:2/12/16
Location: Mariachi Grill
Item(s): Dinner for 3
Cost: $57.83
Notes: My old neighbor/friend wanted to come over for dinner after work one night, and Blue was coming over as well. I didn't feel like cooking. She took a TV, an Easy Bake Oven, and a laptop bag with her though, so it was definitely worth it.
- Check the checking account for fees, and change banks if necessary: Check!
I found that my bank charges me $7 in monthly fees. And I considered changing banks, but then I remembered that I just got a bunch of checks for this account, and ordering more checks would cost more than what I would be saving, so I guess I'm going to stay for now.
- Open savings account: Check
Calling this a pass because I'm going tonight.
- Grocery budget $60: Check!!!
I think this is the one I was most proud of. I only went tot he grocery store once, and the total was $84.62. HOWEVER, this was the day before our Superbowl party, and a lot of items were purchased solely for the party. So I deducted those things from the total, and found I only spent $40. 64 on actual groceries for myself! Adding in a few items I picked up at CVS (see below, 2/27) and the Dollar Store, I spent 56.64 on groceries this month! BOOM!
- Get taxes done: Check!
- Check my credit score: Fail.
Isn't there a way to do this for free somewhere? I forgot and didn't want to get charged, or lower my score by checking.
- Talk to those pesky student loan peeps: Check!
- Revisit and readjust the budget: Fail
I didn't see the point of doing this before the Wallet Watch. It made more sense in my head to revisit and readjust afterwards.
- No unapproved spending of any kind, for anything. Approved Spending: Valentine's day gift for Blue, Mom's birthday present, Boss going away present. Fail.
Date of Infraction: 2/11/16
Location: Rite Aid
Item(s): Part of this was Blue's Valentine's Day present (don't judge me, they had a Star Wars mug), but as for the rest ???
Cost: $47.11
Notes: I HAVE NO IDEA WHAT HAPPENED.
Date of Infraction:2/12/16
Location: PetValu
Item(s): cat toys/treats
Cost: $14.96
Notes: I decided that Keebler (Blue's cat) needed Valentine's day love too. Whatever, it was totally worth it.
 |
| the cat who won Valentine's Day |
Date of Infraction: 2/22/16
Location: online, Club W
Item(s): wine subscription
Cost: $26.75
Notes: Because, wine.
Date of Infraction: 2/27/16
Location: CVS
Item(s): Passport pics, toothbrush, lipsticks, 2/$5 chips, Pepto
Cost: $47.89 (-$11 grocery)= $36.89
Notes: I had a 20% off coupon and needed to take my passport pics. Blue needed to replace her toothbrush and lipstick which was B1G1 50% off, and we were paying together. So not
all my fault!
Date of Infraction: 2/29/16
Location: online, BonTon
Item(s): a Star Wars traveler's mug and 3 pack of K-Cups
Cost: $46.08
Notes: I was weak. I looked at Brad's Deals. Forgive me.
Total Infraction Costs (including the $51.08 from eating out): $222.87
Have you done a no-spend month or Wallet Watch? How did you do?